All major UK Credit Cards
Below is a UK Credit Card Comparison table. The best
UK credit cards are listed according to their popularity ,
so you can compare UK credit cards and apply for the best credit
card for you.
Credit
card company's online application ...
Rates &
features
Standard
Variable Rate
% APR
Purchase
Interest Rate
% APR
Balance Transfer
Rate
%
Cash-back
Rate
%
Cash Advance
Rate
%
Period of
Time
Period of
Time
Period of
Time
Egg
Visa Credit Card
Includes everything
in one card. Good all rounder
Details...
14.9 %
0 %
0 %
0.1 %
18.3 %
1st
of sixth month from now
1st
of sixth month from now
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Citi
Credit Card
Classic / Platinum
Classic and Platinum
card very similar – only cash advance rates differ
Details...
13.9 %
0 %
0 %
n/a %
15.3 %
6 months
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Marbles
the online credit card
Popular online credit
card
Details...
11.9 %
0
%
0 %
no
15.9
6 months
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Cahoot
Credit Card
Online bank of Abbey National Plc.. Very flexible Credit Card
Details...
10.0 - 15.0 %
10.0 - 15.0 %
10.0 - 15.0 %
n/a
11.7 to 16.7% ( +1.5% / £1.50 min charge)
Fixed
Fixed
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Barclaycard
Credit Card
Up to 8 weeks interest
free if balance paid off in full.
Details...
13.9-17.9 %
15.2% to 26.3 %
17.6% to 28.8
%
n/a
%
21.6 to 29.9
%
0% for 3 months
0% until 1 Sept 2005
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
American Express
credit card
2% cashback for the first 3 months, then 1%. No annual fee if yearly transactions
are over £500.
Details...
18.9 %
18.9 %
4.9 %
2% (3 months, then 1%)
20.1 - 22.4 %
Fixed
Fixed
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Intelligent
Finance Credit Card
Details...
11.9 %
11.9 %
11.9 %
no
13.6 %
Fixed
Fixed
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Capital
One UK Platinum MasterCard
Good range of cards for different circumstances
Details...
13.21 %
0 %
5.9 %
no
20.5 %
6 months
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Morgan
Stanley Gold Credit Card
Choose your own options with this card
Details...
13.6 %
0 %
0 %
no
21.1 %
6 months
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Halifax
One Credit Card
Good range of cards for different needs and circumstances.
Details...
9.9 to 18.9 %
0 %
0 %
0.5 %
25.4 %
9 months
9 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Virgin
Credit Card
n/a
Details...
16.6 %
0 %
0 %
n/a
n/a %
6 months
15 months
n/a
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Lloyds
TSB Credit Card
Most cases, get an instant decision online. Great card for the adventurous..
travel accident insurance, emergency cash overseas etc.
Details...
11.4 to 19.9 %
11.4 to 19.9 %
0 %
Up to 0.5
%
13.7 - 22.4 %
Fixed
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Lloyds
TSB Platinum Credit Card The Lloyds TSB Platinum credit card an impressive range of benefits.
Details...
13.9 %
0 %
0 %
n/a
%
16.3 %
1st
of sixth month from now
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
MBNA
Credit Card
Low rate on cash advances
Details...
15.9 %
15.9 %
0 %
no
16.8 to 18.3 %
Fixed
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Accucard
Credit Card
Choose your own options with this card
Details...
11.4% to 19.9
11.4% to 19.9%
0 %
Up to 0.8 %
13.7% to 22.4 %
Fixed
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Smile
Credit Card
Internet only bank. No annual fee. Up to 46 days interest free if balance paid
off in full.
Details...
11.8 %
11.8 %
11.8 %
0.5
%
15.2 %
Fixed
Fixed
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Virgin
Balance transfer Credit Card
n/a
Details...
16.6 %
16.6 %
0 %
n/a
n/a %
6 months
15 months
n/a
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Goldfish
Credit Card
Purchases incur 'Reward Points' for shopping at John Lewis, M & S, Boots,
Dixons, Debenhams, Homebase and WH Smith, plus TV Licence and British Gas discounts
Details...
17.9 %
17.9 %
4.9 %
Goldfish Reward Points
19.7 %
Fixed
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Capital
One UK Premier MasterCard
Access to instant cash, ace card designs
Details...
18.14 %
0 %
6.94 %
no
25.6% + 1.5% handling charge (£2 min) %
6 months
6 months
Fixed
Variable
Purchase
Balance Transfer
Cash-back
Cash Advance
Capital
One UK Classic MasterCard
Ideal for people with a bad credit history.
Details...
29.9 %
29.9 %
29.9 %
no
31.1% + 1.5% handling charge (£2 min) %
Fixed
Fixed
Fixed
↑
Company's online credit card application website
% APR
Standard Variable Rate
Purchase
Interest Rate
% APR
Balance
Transfer Rate
%
Cash-back
%
Cash Advance Rate
%
Period
of Time
Period
of Time
Period of
Time