The credit card insustry has now become so competitive, that it
is totally unnecessary to pay an interest rate of 20% or more. Now, there
are some really good deals starting at 0 % for 6 months. If you do not
have a credit card debt at present, but are planning to take one on in
the future (eg plans to buy a stereo), then one of these low interest
rate cards will be very useful - especially if you can pay off the debt
in the initial six months before the interest rate goes up!!
Even if you haven't cleared the balance by the time your introductory
rate has expired, most of the cards featured here do not hike the interest
rate up to anything extortionate. If you are a long term credit card debter,
it may be more worthwhile to not bother with a low introductory interest
rate, but to go for a card that offers a permanent
low interest rate. This will be lower than the cards that offer the
initially attractive introductory rate, some number crunching may be necessary
to work out what is best for you!
Click here to go to our low interest shortlist. |