Citi Credit Card
Standard Variable Rate
↓ % APR |
Purchase Interest Rate
↓ % APR |
Balance Transfer Rate
↓ % |
Cash-back Rate
↓ % |
Cash Advance Rate
↓ % |
| Period of Time |
Period of Time |
Period of Time |
| 13.9 % |
0 % |
0 % |
n/a % |
15.3 % |
| 6 months |
6 months |
Fixed |
Citi Credit Visa Card
- 0
% apr on purchases and balance transfers for 6 months.
- 13.9
% apr standard variable rate
- 15.3
% apr on cash advances
- No annual fee
- Up to £12,000 credit limit.
- Citi Classic Plus VISA Card offers a great credit limit of up to £25,000
- Easy to manage monthly repayments - full amount on credit card
doesn't have to be settled each month. Pay just 3% of the outstanding
balance (subject to minimum £5).
-
International SOS package - access
to free legal, medical and travel advice (Platinum)
- Emergency card Replacement - if your card is lost or stolen,
they aim to get a new one to you wherever you are in the world within
approximately 24 hours.
-
Fraud Repayment - whilst there
are risks, they promise that whenever the credit card is used to shop
online, any charges without your consent will be refunded to your
account
- Free travel accident insurance up to value of £250,000 when
tickets bought with Platinum card.
- Purchase protection on all purchases made on the Platinum card.
- Extended warranty. Extra 12 months warranty on all electrical appliances
bought with card.
- Price match guarantee if cheaper product found within 14 days
- Up to 56 days interest free on purchases.
- Credit card cheque book
Citi has an active "downsell" policy, in which they will offer
you another credit card with higher rates, rather than reject you. This
means that you are more likely to be accepted for the credit card in the
long run. The Citibank Credit Card has re-branded as the "Citi"
Credit Card. Although known in the UK, Citibank did not have the massive
presence that it has enjoyed in the USA, living up to its status as the
worlds biggest bank. However, the Citi Credit Card is now proving to be
a popular option, especially on the internet... and no wonder too. 0%
on Balance transfers and Purchases for 6 months,
standard variable of 13.9%
and a cash advance rate of 15.3%
apr.
|
