Standard Variable Rate
% APR |
Purchase Interest Rate % APR |
Balance Transfer Rate
% |
Cash-back Rate
% |
Cash Advance Rate
% |
| Period of Time |
Period of Time |
Period of Time |
| 13.9-17.9 % |
15.2% to 26.3 %
|
17.6% to 28.8
% |
n/a
% |
21.6 to 29.9
% |
| 0% for 3 months |
0% until 1 Sept 2005 |
Fixed |
Barclaycard offer you a Classic, Platinum and Student
credit card. The main difference being the credit limit (typically about
£2500 for Gold, £3500 for Platinum and £600 for Student,
depending on your circumnstances) . Balance transfers must be made within
60 days of account opening and be £5,000 or less in order to benefit from
0% interest. Amounts over £5,000 are charged at 6.9% APR. If you do not
make at least the minimum payment by the payment due date, or you exceed
your credit limit, you will no longer qualify for the promotional rate and
the purchase and balance transfer APRs will apply. The specific APRs that
apply to you will be advised when you receive your card. Another bonus with
the Barclaycard Credit Card is that they have less stringent acceptance
criteria than many UK Credit Cards.
- No annual fee
- 17.6% to 28.8%
on purchases and balance transfers until 1st August 2005 .
- 2% cashback on purchases if you qualify for the 0% rate
- 1.314 - 1.873 %per month on cash advances
- Apr 13.9-17.9
% apr (typical rate is 17.9 % apr) - student card is 17.9 % apr
- Up to 8 weeks interest free if balance paid off in full.
- free 12 month extended warranty on household appliances
- Free internet delivery protection
- Online anti-fraud guarantee
- Nectar points on purchases
- International rescue
- Travel accident insurance if transport paid for with Barclaycard
- free purchase cover against theft or accidental damage on most goods
over £50
- Manage account online or through WAP phone
- Credit card cheque book
- Barclaycard Price Promise If you buy a branded goods costing £50
or more with a Barclaycard, then find it cheaper at another retailer,
they will refund the difference.
- Card Protection For just £16 a year, worldwide protection for
all the cards in your wallet if lost or stolen.
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